The State Bank of Pakistan (SBP) has officially notified the revised office and public dealing hours for all commercial banks, Microfinance Banks (MFBs), and Development Finance Institutions (DFIs) for the upcoming month of Ramadan 2026.
These timings are designed to accommodate fasting hours and allow employees and the public to reach home in time for Iftar.
Public Dealing Hours (Banking Hours)
These are the hours during which the bank is open for customers to perform transactions (withdrawals, deposits, etc.).
| Days | Public Dealing Hours |
| Monday to Thursday | 09:00 AM to 02:00 PM (Without Break) |
| Friday | 09:00 AM to 12:30 PM (Without Break) |
Office Hours (Staff Working Hours)
These are the hours for internal bank operations and staff attendance.
| Days | Office Working Hours |
| Monday to Thursday | 09:00 AM to 03:00 PM (Without Break) |
| Friday | 09:00 AM to 12:30 PM (Without Break) |
Important Bank Holidays in Ramadan 2026
In addition to the revised daily schedule, banks will observe specific full-day closures:
- Bank Holiday (Zakat Deduction): Expected on Wednesday, February 18, 2026 (1st Ramadan, subject to moon sighting). On this day, banks remain closed for public dealing to perform Zakat deductions from saving accounts, though staff usually attend for internal processing.+1
- Eid-ul-Fitr Holidays: Banks will remain closed from March 21 to March 23, 2026, for the Eid break.
Digital Banking & ATM Availability
- 24/7 Access: While physical branches close early, ATMs, Mobile Banking Apps, and Internet Banking portals will remain operational 24/7 throughout Ramadan and the Eid holidays.
- Cash Replenishment: The SBP has directed all banks to ensure that ATMs are consistently replenished with cash to avoid any inconvenience during the shorter branch hours.
Summary Checklist
- Plan Ahead: If you have manual banking tasks (like depositing a cheque or collecting a pay order), ensure you arrive before 2:00 PM on weekdays and 12:30 PM on Fridays.
- Friday Rush: Friday hours are extremely short (only 3.5 hours of dealing), so it is recommended to complete urgent transactions between Monday and Thursday.
Note: After the conclusion of the holy month and the Eid-ul-Fitr holidays, banks will automatically revert to their standard pre-Ramadan timings.